Posted on Oct 29, 2018
The insurance industry provides primary and excess liability for the water treatment industry. A primary policy is one that provides first dollar coverage for loss due to pollution, errors and omissions or general liability including completed operations. Our excess liability policy provides all three coverages in one policy, and may also include a deductible.
An excess policy provides additional limits of coverage above the primary policy. The excess may cover pollution only or general liability only. It may or may not provide excess coverage over your errors and omissions/professional liability.