What Every Water Treater Needs to Know About Legionella | Not every business has to consider legionella insurance. In fact, most people could probably only infer that it’s some kind of bacteria. But for the water and wastewater treatment industry, knowing legionella inside and out is crucial for ...

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Your insurance policy is a unique contract between you and the insurance company. Your obligation to that agreement is more than just paying the premium when it’s due or completing an audit. You have other duties to perform and conditions to meet if you want the insurance company to help you out ...

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You may use others to do work or provide services on your behalf, as an independent or subcontractor. This is a very common practice in testing labs, for example, though the ways in which testing labs utilize contractors can vary. Some testing labs are huge national organizations, and others may ...

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Cyber attacks and breaches can easily lead to potentially catastrophic losses for you and your business. There are three main cyber exposures that businesses need to be concerned with.

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Every conventional commercial liability policy specifically excludes lead and pesticides from coverage. They are either excluded as a pollutant or they are specifically named and excluded in addition to being included in the standard pollution exclusion commercial liability policies have. But why...

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The insurance industry provides primary and excess liability for the water treatment industry. A primary policy is one that provides first dollar coverage for loss due to pollution, errors and omissions or general liability including completed operations. Our excess liability policy provides all ...

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Many providers of water treatment may sell products they develop and use in the treatment of water. Our commercial casualty policy provides protection for the injury or harm these products may cause another or to another’s property.

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Water treatment companies often install water filters and similarly-related filtration devices at client locations. One claim that may result from these devices is that the installation develops a leak that is undetected for a period of time. Unfortunately, slow leaks are particularly hard to det...

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Water treaters and handlers use and store chemicals and compounds in their warehouses and on the premises of customers. Simply opening the compounds and mixing them may leave a residue that grows over time and reaches the level of a pollution event. This accumulation is called “gradual site pollu...

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Insurance Services

  • Water Treatment Program

    Since 1986, Managing General Underwriter WaterColor Management has been the source of insurance and risk management solutions for water and wastewater treatment risks. It also underwriters water and wastewater chemical and equipment suppliers. We are the original provider of insurance coverages and loss control services designed for Association of Water Technologies (AWT) members. We are the largest and most competitive underwriter of water treatment risks in the U.S., a testament to the trust the industry has placed in us.
  • Septic and Sewer Problem

    WaterColor Management underwrites on behalf of “A++XV” rated carriers a specifically designed insurance program for Septic, Sewer, and Wastewater enterprises. Since 1986, we have been the insurance and risk management source for the water industry, addressing the unique exposures you face and forming alliances with carriers to provide the critical Liability and Property insurance required. This includes, for example, ensuring that your insurance policies contain water industry-specific clauses, such as bacteria, lead and pollution coverages that meet your needs and are designed to cover all your activities.
  • Water Filtration, Softening and Purification

    Since 1986, we have protected Water Filtration, Softening & Purification firms with General, Professional, Products/Completed Operations, Product Recall and Pollution Liability insurance solutions. We offer the broadest insurance coverages together with the nation’s most competitive pricing for water businesses. Our policies are not limited by the standard insurance-industry exclusions for lead, mold, radon, chemicals, bacteria, arsenic, corrosives and other contaminants. We understand that it is critical to the water industry to have these coverages and we confidently underwrite all of them.
  • Groundwater Operations

    Since 1986 WaterColor Management has been the insurance and risk management source for the water industry, offering the strongest Liability and Property solutions in the market. Our coverages include: comprehensive down-the-hole protection; Pollution Liability on- and off-site and during transportation; as well as lead, mold, bacteria, radon, arsenic, corrosives and other contamination liabilities. We have underwriting authorities with “A++” carriers to underwrite Property, Liability and Inland Marine for Groundwater companies including water well drilling and related services.
  • Crime and Cyber

    WaterColor Management underwrites highly competitive Crime, Employee Fidelity, Cyber Crime and Cyber Liability coverages for water and water treatment businesses. We have exclusive authority from one of the world’s largest insurers to offer employee and third-party Crime as well as Cyber asset and liability protection to the water industry.


a month ago
WaterColor Management has provided various types of insurance for my company for over 25 years. They do a fabulous job and respond quickly to any request. Don Cleveland, the President of WaterColor, personally walked us through a harrowing situation when we were unjustly sued. I will be forever grateful and would never use another agency. I recommend them to anyone for any type of insurance needed. 10 out of 10!
- Birdie C
7 months ago
Fantastic response time for agencies looking for a quote for their clients.
- Jeff N

About Us

WaterColor’s A.M. Best A++ insurance security and its 30+ years of exclusive focus on Water Business Insurance and Risk Management set it apart. We are the largest writer of water risks in the U.S. The common thread linking our origins from the 1980s to the present day is our unwavering commitment to advancing the goals and needs of our Water Business Insurance clients by providing comprehensive Property & Casualty coverages and trusted, tailored and unbiased Risk Management advice. Guided by our core ethical values, WaterColor has built a reputation of accomplishment and is strongly positioned for the future.

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  • (855) 929-0824


Get directions
401 Lee Street Suite 606
Decatur, AL 35601
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
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