WaterColor Management

Water Treatment Plant in Decatur
401 Lee Street Suite 606, Decatur, ALOpening at 9:00 AMOpen today until 5:00 PMOpening at 9:00 AM on MondayOpening at 9:00 AM tomorrowSorry, we're closed
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Posted on Feb 15, 2019

Designing, installing and performing maintenance on a septic system – and surrounding sewer systems -involve numerous insurable hazards. WaterColor Management underwrites, on behalf of multiple AM Best “A+ rated or higher-rated carriers, highly specific insurance programs for these activities.

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Posted on Feb 12, 2019

When Flint, Michigan changed their water source from Lake Huron to Flint River in 2014 in an effort to cut city costs, the result was catastrophic, according to CNN. It resulted in the mass contamination of Flint’s water supply. It took years to clean up. The lasting impact on the community? Deva...

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Posted on Feb 11, 2019

About 43 percent of small businesses are targeted by cyber attacks, according to Small Business Trends, and the water industry is no stranger to the necessity of cyber liability insurance. WaterColor Management offers comprehensive crime, employee fidelity, cybercrime and cyber liability insuranc...

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Posted on Jan 25, 2019

A recent University Hospital at the University of Wisconsin Legionella outbreak claimed three lives as the case count hit 14, according to Legionnaires’ Disease News. The strain of Legionella that was found in the victims’ bodies was the same that was found in the water supply.

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Posted on Jan 14, 2019

More than 21 million American households use septic tanks instead of public sewers, according to 2015 data from Circle of Blue. With that many people utilizing them, it’s important that they are designed, installed and maintained properly. And just like any other business, sewer and septic tank ...

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Posted on Dec 27, 2018

On Dec. 30, 2014, the Wisconsin Supreme Court declared in the court case Wilson Mutual v. Falk that bacteria contamination found in drinking water wells (due to the spreading of manure) was excluded from the liability policies often sold to farms, according to Insurance Journal. Because of that, ...

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Posted on Dec 20, 2018

For any business that works within a specialized niche or industry, it’s important to have specialized, personalized insurance coverage. Every industry has its own unique risk exposures, an insurance program designed to suit not only the industry’s exposures but each individual business’s operati...

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Posted on Dec 13, 2018

Insurance policies have something that is referred to as aggregates. This is most that the insurance policy has available for all claims. Usually the aggregate is a multiple of the per event or occurrence limit. Under our policy, the aggregate is three times the per event limit. We provide 1,000,...

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Posted on Dec 6, 2018

Insurance policies contain the equivalent to a 40 percent tax in their premium. This tax provides profit and expenses to the insurance company and makes up roughly 40 percent of the entire premium charged. Insureds take a deductible to reduce the premium charge and lower the tax otherwise paid as...

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Insurance Services

  • Water Treatment Program

    Since 1986, Managing General Underwriter WaterColor Management has been the source of insurance and risk management solutions for water and wastewater treatment risks. It also underwriters water and wastewater chemical and equipment suppliers. We are the original provider of insurance coverages and loss control services designed for Association of Water Technologies (AWT) members. We are the largest and most competitive underwriter of water treatment risks in the U.S., a testament to the trust the industry has placed in us.
  • Septic and Sewer Problem

    WaterColor Management underwrites on behalf of “A++XV” rated carriers a specifically designed insurance program for Septic, Sewer, and Wastewater enterprises. Since 1986, we have been the insurance and risk management source for the water industry, addressing the unique exposures you face and forming alliances with carriers to provide the critical Liability and Property insurance required. This includes, for example, ensuring that your insurance policies contain water industry-specific clauses, such as bacteria, lead and pollution coverages that meet your needs and are designed to cover all your activities.
  • Water Filtration, Softening and Purification

    Since 1986, we have protected Water Filtration, Softening & Purification firms with General, Professional, Products/Completed Operations, Product Recall and Pollution Liability insurance solutions. We offer the broadest insurance coverages together with the nation’s most competitive pricing for water businesses. Our policies are not limited by the standard insurance-industry exclusions for lead, mold, radon, chemicals, bacteria, arsenic, corrosives and other contaminants. We understand that it is critical to the water industry to have these coverages and we confidently underwrite all of them.
  • Groundwater Operations

    Since 1986 WaterColor Management has been the insurance and risk management source for the water industry, offering the strongest Liability and Property solutions in the market. Our coverages include: comprehensive down-the-hole protection; Pollution Liability on- and off-site and during transportation; as well as lead, mold, bacteria, radon, arsenic, corrosives and other contamination liabilities. We have underwriting authorities with “A++” carriers to underwrite Property, Liability and Inland Marine for Groundwater companies including water well drilling and related services.
  • Crime and Cyber

    WaterColor Management underwrites highly competitive Crime, Employee Fidelity, Cyber Crime and Cyber Liability coverages for water and water treatment businesses. We have exclusive authority from one of the world’s largest insurers to offer employee and third-party Crime as well as Cyber asset and liability protection to the water industry.


4 months ago
Fantastic response time for agencies looking for a quote for their clients.
- Jeff N

About Us

WaterColor’s A.M. Best A++ insurance security and its 30+ years of exclusive focus on Water Business Insurance and Risk Management set it apart. We are the largest writer of water risks in the U.S. The common thread linking our origins from the 1980s to the present day is our unwavering commitment to advancing the goals and needs of our Water Business Insurance clients by providing comprehensive Property & Casualty coverages and trusted, tailored and unbiased Risk Management advice. Guided by our core ethical values, WaterColor has built a reputation of accomplishment and is strongly positioned for the future.

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  • (855) 929-0824


Get directions
401 Lee Street Suite 606
Decatur, AL 35601
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM